The Kept Pound UK take-home pay calculator

NHS pay · England · 2026/27 · Updated 2 November 2026

NHS Band 8a salary after tax

Band 8a pays £57,528 to £64,750 a year in England in 2026/27. After income tax, National Insurance and the NHS Pension, a full-time Band 8a takes home £3,352.53 to £3,662.95 a month.

Entry pay a year£57,528
Take-home a month at entry£3,352.53
NHS Pension rate at entry10.7%
Employer adds a year£13,634

Take-home at each pay point

Full time (37.5 hours a week), outside London, with the NHS Pension and no student loan:

Pay pointYearly payPension ratePension a monthTax a monthNI a monthTake-home a month
Entry£57,52810.7%£512.96£665.08£263.43£3,352.53
After 2 years£60,41710.7%£538.72£751.08£268.25£3,476.71
After 5 years£64,75010.7%£577.35£880.06£275.47£3,662.95

How it's worked out at entry

  1. Basic pay: £57,528 a year.
  2. NHS Pension: 10.7% of £57,528 = £6,155.50, taken before tax.
  3. Taxable pay: £57,528 − £6,155.50 − £12,570 tax-free allowance = £38,802.50.
  4. Income tax: £37,700.00 × 20% = £7,540.00, plus £1,102.50 × 40% = £441.00 = £7,981.00.
  5. National Insurance: worked out on the full £57,528, because the pension doesn't reduce NI = £3,161.16.
  6. Take-home: £40,230.34 a year, or £3,352.53 a month.

Band 8a in London

The High Cost Area Supplement is added for work bases in and around London. Yearly pay including HCAS, with full-time take-home a month underneath:

Pay pointInner LondonOuter LondonLondon fringe
Entry£66,274
£3,728.46 a month
£63,665
£3,616.32 a month
£59,798
£3,450.10 a month
After 2 years£69,163
£3,790.39 a month
£66,554
£3,740.50 a month
£62,687
£3,574.28 a month
After 5 years£73,496
£3,972.74 a month
£70,887
£3,862.94 a month
£67,020
£3,760.53 a month

HCAS is 20% of basic pay in inner London (between £5,794 and £8,746), 15% in outer London (£4,870 to £6,137) and 5% in the fringe (£1,346 to £2,270). It counts towards your NHS Pension.

Part-time Band 8a

At the entry pay point, outside London. Pay is pro rata to a 37.5-hour week, and your pension rate is set by your actual pay:

Hours a weekYearly payPension rateTake-home a month
15 hours£23,011.206.5%£1,574.26
22.5 hours£34,516.808.3%£2,173.32
30 hours£46,022.409.8%£2,753.96
37.5 hours£57,528.0010.7%£3,352.53

Worth knowing

Add your own hours, London zone, extra pay or student loan.

Open the NHS calculator

Other NHS bands

NHS pay calculator · How NHS Pension contributions work

Sources: NHS Employers pay scales 2026/27, NHS Pension Scheme member contributions, GOV.UK rates and thresholds 2026/27.